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The need for Life Insurance

Is life insurance for everyone? That’s a big and important question. To start answering that, data from the industry groups Life Happens and LIMRA states that 70% of Americans consider life insurance a necessity for themselves, but 41% have no life insurance at all. However, there are so many ways that having a life insurance […]
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How to Select the Right Life Insurance Company

When it comes to life insurance, the choices you make can make a huge difference in the lives of the ones you love the most. A life insurance policy is designed to protect your loved ones and to help them out when you will no longer be able to do so physically. It is not […]
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5 Things In Your Credit Report You’ve Got To Know About

How much do you know about what’s in your credit report? Many people may be aware of their score, but their are components that affect your score. When you decide to take a look at your credit report summary, here are 5 things you can expect: Your payment history: This shows you any positive or […]
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Key To Raising Your Credit Score Using Credit History

Believe it or not, credit history has a huge impact on your overall credit score. It comes in third place right after payment history and amount owed. As you can see, if you want to keep your credit score, you can’t ignore this important factor. Here’s how you can score high in this very important […]
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How Length Of Credit History Affects Your Score

The amount of time you’ve had credit makes a difference in your credit score. In fact, after payment history and amounts owed, length of credit history is the most influential part of your FICO score. Length of credit history means… Age of your oldest credit account Age of your newest credit account Average age of […]
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Advantages of Salary Loans

Have you ever heard of salary loans? Salary loans are similar to payday loans except the fees are much lower and they are done at your local bank. You usually can only borrow up to $500, although there are some cases where you may be able to borrow more. Here are some advantages to taking […]
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Difference Between Payday Loans and Salary Loans

If you need to borrow money fast, you may be tempted to take out a payday loan. But before you take out a payday loan there is another option you should be aware of called salary loans. Salary loans are a rather new product that can be taken out at either your bank or credit […]
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Ever Asked Your Bank For A Salary Advance?

If you need to borrow some quick money fast, you may be tempted to take out a payday loan or installment loan. But, there is another option out there that you can try that is rather new. It’s called salary advance loan. This is an alternative offered by many banks and credit unions. Salary loans […]
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Before Taking Out A Payday Loan, Look At These 3 Options

If you had to choose between the two lesser evils: payday loans or installment loans, installment loans may be a better option. But when you need to borrow money, you will find the best deals on interest rates and fees elsewhere. Here are three better options to try. Your local bank: Banks will charge a […]
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